Residents who suffered storm damage from Irene or Sandy should remember to apply for assistance from the state.

The state’s housing recovery programs are designed to meet the housing needs of residents in communities most impacted by Hurricane Sandy that are not covered by insurance, FEMA and any other sources of funding. The general objectives of the state’s Owner-Occupied Rehabilitation and Rebuilding Program include assisting people directly affected by Hurricane Sandy, replacing and rehabilitating their homes, identifying mitigation measures, and improving the resilience of their homes.

The state has allocated $30 million toward the Owner-Occupied Rehabilitation program. The grant award for each eligible property ranges from $10,000 to $150,000. The state will contract with the homeowner and general contractor for the approved scope of work. The assistance provided will be secured with a five-year deferred forgivable promissory note that bears no interest. If the homeowner sells, transfers or vacates the property for any period of time during the term of the five-year note, the repayment terms will be enforced.

The following people may be eligible:

• Those whose home is a one- to four-unit property damaged by Hurricane Sandy.

• Those whose home is located in one of the designated disaster areas (i.e., Fairfield, New Haven, Middlesex, and New London counties or Mashantucket Pequot Indian Reservation).

• Those whose home has been their primary residence.

The available funds may cover repair or replacement of damaged property, cost-effective energy measures and improvements needed to meet HUD Section 8 existing housing quality standards.

The home must have an unmet need for rehabilitation or repair after accounting for all federal, state, local, and/or private sources of disaster-related assistance.

Priority will be given to homeowners who are low to moderate income as defined by HUD guidelines.

Residents may start the application process today by visiting ct.gov/ctrecovers or ct.gov/doh. The completed application form should be saved and emailed with all supporting documentation as pdf attachment in one message to sandy.rehab@ct.gov.

After submitting an application, residents will be contacted by a housing recovery specialist who will work closely with them throughout the rest of the reconstruction process.

Milford suffered greatly from both storms, especially along its shoreline. In some neighborhoods, many homes still stand vacant, waiting for homeowners to come up with the necessary funds to elevate and repair them.

Anyone who suffered from the storms should take the time to download an assistance application, and anyone who knows someone who might benefit from the state funding source is encouraged to spread the word about the available funding and application process.